WE-PAY — Top Up

Funding Methods

Choose how you want to fund your wallet

Bank Transfer

Send directly from your local bank account to your WePay wallet. Instant confirmation for most Nigerian banks. NGN and USD supported.

Fee: Free • Speed: Instant

USSD Code

No internet required. Use your bank's USSD shortcode to fund your wallet from any mobile phone — feature phones included.

Fee: ₦0 • Speed: Instant

Cryptocurrency

Fund your wallet with USDT (TRC20, ERC20), Bitcoin, or other supported crypto assets. Great for international users.

Fee: Network fee only • Speed: 1–10 min

Debit / Credit Card

Fund with any Visa, Mastercard, or Verve card. 3D Secure protected for maximum safety. Works globally.

Fee: 0.1% • Speed: Instant

Peer-to-Peer

Receive funds from another WePay user instantly. Great for splitting bills, paying colleagues, or getting paid by clients.

Fee: Free • Speed: Instant

Mobile Money

Fund from Opay, PalmPay, Kuda, or any supported mobile money provider. Seamless integration with popular wallets.

Fee: ₦0 • Speed: Instant

Step by Step

1

Log in to your dashboard

Sign in to your WePay account on web or mobile app. Navigate to the Wallet section from the main dashboard.

2

Select "Add Funds"

Click the "Add Funds" or "Top Up" button on your wallet card. Choose your preferred funding method and currency.

3

Enter amount & complete payment

Enter the amount you wish to add. Follow the on-screen instructions to complete the payment via your chosen method.

4

Funds credited instantly

Your wallet balance updates in real time. You'll receive an in-app notification and email confirmation once funds are credited.

Create your WePay account for free and start funding your wallet in minutes — multiple methods, zero complexity.